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	<title>Understanding Your Credit Score....      Ramblings by PapaJoe</title>
	<link>http://aboutunderstandingmycreditscore.com</link>
	<description>Credit Score Tips</description>
	<pubDate>Sun, 06 Apr 2008 05:12:10 +0000</pubDate>
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		<title>Understanding Your Credit Score &#124; Universal Default Provision</title>
		<link>http://aboutunderstandingmycreditscore.com/universal-default-provision.html</link>
		<comments>http://aboutunderstandingmycreditscore.com/universal-default-provision.html#comments</comments>
		<pubDate>Fri, 04 May 2007 19:33:52 +0000</pubDate>
		<dc:creator>PapaJoe</dc:creator>
		
	<dc:subject>Understanding Your Credit Score</dc:subject><dc:subject>credit report</dc:subject><dc:subject>credit score ratings</dc:subject><dc:subject>fico credit score</dc:subject><dc:subject>understanding your credit score</dc:subject><dc:subject>universal default</dc:subject>
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		<description><![CDATA[ A recent encounter with a friend reaffirmed my belief that managing your  credit score is a critical and ongoing process.  A friend had approached me  to find out what she could, and should do to fix her credit score.  I was  surprised because she had always taken pride in [...]]]></description>
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		<title>Understanding Credit Score - Universal Default</title>
		<link>http://aboutunderstandingmycreditscore.com/universal-default.html</link>
		<comments>http://aboutunderstandingmycreditscore.com/universal-default.html#comments</comments>
		<pubDate>Thu, 08 Feb 2007 04:22:26 +0000</pubDate>
		<dc:creator>PapaJoe</dc:creator>
		
	<dc:subject>Understanding Credit Score</dc:subject><dc:subject>credit score help</dc:subject><dc:subject>credit score ratings</dc:subject><dc:subject>credit score reports</dc:subject><dc:subject>fico</dc:subject><dc:subject>fico credit score</dc:subject><dc:subject>understanding credit score</dc:subject><dc:subject>understanding my credit score</dc:subject><dc:subject>understanding your credit score</dc:subject><dc:subject>universal default</dc:subject>
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		<description><![CDATA[ True or False?
I pay my MasterCard bill on time every month, therefore they cannot contractually raise  my interest rate.
This is False if there&#039;s a provision in my contract called Universal Default.   Quite simply it states, &#034;If you fall behind on any payment in any account they  can consider it falling [...]]]></description>
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