April 5, 2008

Check Credit Score | How Do I Check My Credit Score?

With the current state of the economy and the credit industry, lenders are now requiring even higher credit score ratings than before to get the best rates. So a common question among would-be borrowers is, "How do I check my credit score?"

Most people have gotten the word that they are entitled to a free credit report from each of the three Credit Bureaus (annualcreditreport.com) each year. But do you know if you can check credit score for free?

Unfortunately, it's not free. But you can get your FICO credit score (along with 1 credit report) for $15.95 at myfico.com.

Remember, if you’re not working the system, it’s working you.

PapaJoe

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    March 29, 2008

    Credit Score Check | Who's Been Checking Your Credit Score?

    You may already know that your credit score can tell a lot about you. But, did you know that it's perfectly legal for perspective employers to refuse to hire you for a job if you have a low credit score?

    A survey conducted by VISA USA found that about 80% of Americans didn't know that their credit score could be used in hiring criteria. "Credit scores have become the defacto GPA for all aspects of modern life, because they can affect everything from getting a job to being able to buy a house," says Jason Alderman, Director of Financial Education for VISA USA.

    So, if you have a low credit score, now may be a good time to learn how to raise your credit score.

    Until next time - be well and prosperous!

    PapaJoe

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