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	<title>Understanding Your Credit Score....      Ramblings by PapaJoe</title>
	<link>http://aboutunderstandingmycreditscore.com</link>
	<description>Credit Score Tips</description>
	<pubDate>Sun, 06 Apr 2008 05:12:10 +0000</pubDate>
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		<title>Free Credit Report &#124; Have You Requested Your Free Credit Reports Yet?</title>
		<link>http://aboutunderstandingmycreditscore.com/free-credit-report.html</link>
		<comments>http://aboutunderstandingmycreditscore.com/free-credit-report.html#comments</comments>
		<pubDate>Thu, 28 Feb 2008 06:15:53 +0000</pubDate>
		<dc:creator>PapaJoe</dc:creator>
		
	<dc:subject>Free Credit Report</dc:subject><dc:subject>credit report</dc:subject><dc:subject>Free Credit Report</dc:subject>
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		<description><![CDATA[ It&#039;s a new year.  Have you requested your free credit reports for this year yet?
Here&#039;s a suggestion for remembering to request them annually.  Tie the request to a date you will remember, such as changing the batteries in your smoke alarms each year when Daylight Savings Time begins.
It&#039;s tax time.  You [...]]]></description>
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		<title>Understanding Your Credit Score &#124; Universal Default Provision</title>
		<link>http://aboutunderstandingmycreditscore.com/universal-default-provision.html</link>
		<comments>http://aboutunderstandingmycreditscore.com/universal-default-provision.html#comments</comments>
		<pubDate>Fri, 04 May 2007 19:33:52 +0000</pubDate>
		<dc:creator>PapaJoe</dc:creator>
		
	<dc:subject>Understanding Your Credit Score</dc:subject><dc:subject>credit report</dc:subject><dc:subject>credit score ratings</dc:subject><dc:subject>fico credit score</dc:subject><dc:subject>understanding your credit score</dc:subject><dc:subject>universal default</dc:subject>
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		<description><![CDATA[ A recent encounter with a friend reaffirmed my belief that managing your  credit score is a critical and ongoing process.  A friend had approached me  to find out what she could, and should do to fix her credit score.  I was  surprised because she had always taken pride in [...]]]></description>
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		<title>Understanding Credit Score - FICO Credit Score Factors</title>
		<link>http://aboutunderstandingmycreditscore.com/fico-credit-score-factors.html</link>
		<comments>http://aboutunderstandingmycreditscore.com/fico-credit-score-factors.html#comments</comments>
		<pubDate>Sun, 04 Mar 2007 04:07:48 +0000</pubDate>
		<dc:creator>PapaJoe</dc:creator>
		
	<dc:subject>Understanding Credit Score</dc:subject><dc:subject>credit report</dc:subject><dc:subject>credit score help</dc:subject><dc:subject>credit score reports</dc:subject><dc:subject>fico credit score</dc:subject><dc:subject>loans credit score</dc:subject><dc:subject>understanding credit score</dc:subject><dc:subject>understanding my credit score</dc:subject><dc:subject>understanding your credit score</dc:subject>
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		<description><![CDATA[ True or False?
Once I have all of the information from my credit report, I still cannot  calculate my own credit score.
True.
The Fair Isaac Corp., which designed the FICO score, has issued guidelines  regarding which factors are included in your credit score.
These are:


35% for Payment History


30% for Amount Owed


15% for Length of Credit [...]]]></description>
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