True or False.

The Financial Planning Association lists "getting a handle on your credit score" as one of their 5 tips to follow to get your financial affairs in order.

True

The association does recommend you get a handle on your credit score because the higher your score the more likely it is you will be approved for credit and the lower the interest will be for this credit.

The other 4 things they identified as needing to address to get your financial affairs in order are:

1. Develop a budget that includes regular savings to be put aside for emergencies.

2. Set up a will with durable power of attorney.

3. Plan for retirement - start early and save regularly.

4. Check to make sure you have adequate insurance coverage. Take the time to make sure you understand what you're paying for and that it provides the coverage you need.

Remember, if you’re not working the system, it’s working you.

PapaJoe

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