January 31, 2007

Understanding Credit Score - Free Credit Score

True or False?

According to federal law, I can get my credit score free once a year from the three major credit bureaus.

False.

Trick question. Federal law states that you can get a copy of your credit report free once a year - NOT your credit score.

If you want your credit score, you must still pay for it. It is strongly recommended that you review your credit report a minimum of once a year.

You can get your credit report free in one of three ways. You can either:

Annual Credit Report Request Service

PO Box 105281

Atlanta, GA 30348-5281

Remember, if you’re not working the system, it’s working you.

PapaJoe

    • Filed under Understanding Credit Score by PapaJoe

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