http://aboutunderstandingmycreditscore.com Credit Score Tips Sun, 06 Apr 2008 05:12:10 +0000 http://wordpress.org/?v=2.0.4 en http://aboutunderstandingmycreditscore.com/check-my-credit-score.html http://aboutunderstandingmycreditscore.com/check-my-credit-score.html#comments Sun, 06 Apr 2008 05:12:10 +0000 PapaJoe Credit Score CheckCredit Score Checkcredit score ratingsfico credit scoreFree Credit Reportfree credit score http://aboutunderstandingmycreditscore.com/check-my-credit-score.html http://aboutunderstandingmycreditscore.com/check-my-credit-score.html/feed/ With the current state of the economy and the credit industry, lenders are now requiring even higher credit score ratings than before to get the best rates. So a common question among would-be...<br/> <br/> [[ This is a content summary only. Visit my website for full links, other content, and more! ]] http://aboutunderstandingmycreditscore.com/whos-checking-your-credit-score.html http://aboutunderstandingmycreditscore.com/whos-checking-your-credit-score.html#comments Sat, 29 Mar 2008 22:06:05 +0000 PapaJoe Credit Score News Credit Score CheckCredit Score CheckCredit Score Newshow to raise your credit scoreunderstanding credit scoreyour credit score http://aboutunderstandingmycreditscore.com/whos-checking-your-credit-score.html http://aboutunderstandingmycreditscore.com/whos-checking-your-credit-score.html/feed/ You may already know that your credit score can tell a lot about you. But, did you know that it&#039;s perfectly legal for perspective employers to refuse to hire you for a job if you have a low...<br/> <br/> [[ This is a content summary only. Visit my website for full links, other content, and more! ]] http://aboutunderstandingmycreditscore.com/free-credit-report.html http://aboutunderstandingmycreditscore.com/free-credit-report.html#comments Thu, 28 Feb 2008 06:15:53 +0000 PapaJoe Free Credit Reportcredit reportFree Credit Report http://aboutunderstandingmycreditscore.com/free-credit-report.html http://aboutunderstandingmycreditscore.com/free-credit-report.html/feed/ It&#039;s a new year. Have you requested your free credit reports for this year yet? Here&#039;s a suggestion for remembering to request them annually. Tie the request to a date you will remember,...<br/> <br/> [[ This is a content summary only. Visit my website for full links, other content, and more! ]] http://aboutunderstandingmycreditscore.com/personal-credit-score-how-good-is-my-credit-score.html http://aboutunderstandingmycreditscore.com/personal-credit-score-how-good-is-my-credit-score.html#comments Sun, 07 Oct 2007 20:04:03 +0000 PapaJoe Personal Credit Scorecredit score ratingspersonal credit score http://aboutunderstandingmycreditscore.com/personal-credit-score-how-good-is-my-credit-score.html http://aboutunderstandingmycreditscore.com/personal-credit-score-how-good-is-my-credit-score.html/feed/ Q My credit score is 685. Is that good? A Yes, your score falls with the &#034;good&#034; range of a FICO credit score. And you will probably be approved for a loan. But you will probably have ...<br/> <br/> [[ This is a content summary only. Visit my website for full links, other content, and more! ]] http://aboutunderstandingmycreditscore.com/vantage-credit-score.html http://aboutunderstandingmycreditscore.com/vantage-credit-score.html#comments Fri, 20 Jul 2007 02:10:47 +0000 PapaJoe Personal Credit Scorecredit score reportsEquifaxExperianfico credit scorepersonal credit scoreTransUnionvantage credit score http://aboutunderstandingmycreditscore.com/vantage-credit-score.html http://aboutunderstandingmycreditscore.com/vantage-credit-score.html/feed/ The Vantage Credit Score is again making the news. What is it? It is a credit score that has been developed by the three major credit bureaus: Equifax, Experian and Trans Union. It was designed...<br/> <br/> [[ This is a content summary only. Visit my website for full links, other content, and more! ]] http://aboutunderstandingmycreditscore.com/universal-default-provision.html http://aboutunderstandingmycreditscore.com/universal-default-provision.html#comments Fri, 04 May 2007 19:33:52 +0000 PapaJoe Understanding Your Credit Scorecredit reportcredit score ratingsfico credit scoreunderstanding your credit scoreuniversal default http://aboutunderstandingmycreditscore.com/universal-default-provision.html http://aboutunderstandingmycreditscore.com/universal-default-provision.html/feed/ A recent encounter with a friend reaffirmed my belief that managing your credit score is a critical and ongoing process. A friend had approached me to find out what she could, and should do to fix...<br/> <br/> [[ This is a content summary only. Visit my website for full links, other content, and more! ]] http://aboutunderstandingmycreditscore.com/getting-a-handle-on-your-credit-score.html http://aboutunderstandingmycreditscore.com/getting-a-handle-on-your-credit-score.html#comments Wed, 21 Mar 2007 20:13:02 +0000 PapaJoe Understanding Your Credit Scorecredit score helploans credit scoreunderstanding credit scoreunderstanding my credit scoreunderstanding your credit scoreUnderstandingCreditScore http://aboutunderstandingmycreditscore.com/getting-a-handle-on-your-credit-score.html http://aboutunderstandingmycreditscore.com/getting-a-handle-on-your-credit-score.html/feed/ True or False. The Financial Planning Association lists &#034;getting a handle on your credit score&#034; as one of their 5 tips to follow to get your financial affairs in order. True The...<br/> <br/> [[ This is a content summary only. Visit my website for full links, other content, and more! ]] http://aboutunderstandingmycreditscore.com/canceling-credit-cards.html http://aboutunderstandingmycreditscore.com/canceling-credit-cards.html#comments Fri, 09 Mar 2007 03:56:46 +0000 PapaJoe Understanding Your Credit Scorecredit score helpunderstanding credit scoreunderstanding my credit scoreunderstanding your credit score http://aboutunderstandingmycreditscore.com/canceling-credit-cards.html http://aboutunderstandingmycreditscore.com/canceling-credit-cards.html/feed/ True or False? I have credit cards that I never use. I want to cancel them to reduce my risk of losing them and to reduce my risk of identify theft. What I cancel can affect my credit...<br/> <br/> [[ This is a content summary only. Visit my website for full links, other content, and more! ]] http://aboutunderstandingmycreditscore.com/fico-credit-score-factors.html http://aboutunderstandingmycreditscore.com/fico-credit-score-factors.html#comments Sun, 04 Mar 2007 04:07:48 +0000 PapaJoe Understanding Credit Scorecredit reportcredit score helpcredit score reportsfico credit scoreloans credit scoreunderstanding credit scoreunderstanding my credit scoreunderstanding your credit score http://aboutunderstandingmycreditscore.com/fico-credit-score-factors.html http://aboutunderstandingmycreditscore.com/fico-credit-score-factors.html/feed/ True or False? Once I have all of the information from my credit report, I still cannot calculate my own credit score. True. The Fair Isaac Corp., which designed the FICO score, has issued...<br/> <br/> [[ This is a content summary only. Visit my website for full links, other content, and more! ]] http://aboutunderstandingmycreditscore.com/universal-default.html http://aboutunderstandingmycreditscore.com/universal-default.html#comments Thu, 08 Feb 2007 04:22:26 +0000 PapaJoe Understanding Credit Scorecredit score helpcredit score ratingscredit score reportsficofico credit scoreunderstanding credit scoreunderstanding my credit scoreunderstanding your credit scoreuniversal default http://aboutunderstandingmycreditscore.com/universal-default.html http://aboutunderstandingmycreditscore.com/universal-default.html/feed/ True or False? I pay my MasterCard bill on time every month, therefore they cannot contractually raise my interest rate. This is False if there&#039;s a provision in my contract called Universal...<br/> <br/> [[ This is a content summary only. Visit my website for full links, other content, and more! ]] http://aboutunderstandingmycreditscore.com/free-credit-score.html http://aboutunderstandingmycreditscore.com/free-credit-score.html#comments Thu, 01 Feb 2007 05:35:35 +0000 PapaJoe Understanding Credit Scorefree credit scoreunderstanding credit score http://aboutunderstandingmycreditscore.com/free-credit-score.html http://aboutunderstandingmycreditscore.com/free-credit-score.html/feed/ True or False? According to federal law, I can get my credit score free once a year from the three major credit bureaus. False. Trick question. Federal law states that you can get a copy of your ...<br/> <br/> [[ This is a content summary only. Visit my website for full links, other content, and more! ]] http://aboutunderstandingmycreditscore.com/credit-score-discrimination.html http://aboutunderstandingmycreditscore.com/credit-score-discrimination.html#comments Tue, 30 Jan 2007 01:32:30 +0000 PapaJoe Understanding Credit Scorecredit score helpcredit score ratingscredit score reportsfico credit scoreunderstanding credit scoreunderstanding my credit scoreunderstanding your credit score http://aboutunderstandingmycreditscore.com/credit-score-discrimination.html http://aboutunderstandingmycreditscore.com/credit-score-discrimination.html/feed/ True or False? It is against the law when it comes to credit to discriminate against me because of my gender. True. Federal law prevents the credit industry from discriminating against you because...<br/> <br/> [[ This is a content summary only. Visit my website for full links, other content, and more! ]] http://aboutunderstandingmycreditscore.com/credit-approval.html http://aboutunderstandingmycreditscore.com/credit-approval.html#comments Tue, 16 Jan 2007 06:03:08 +0000 PapaJoe Understanding Credit Scoreunderstanding credit score http://aboutunderstandingmycreditscore.com/credit-approval.html http://aboutunderstandingmycreditscore.com/credit-approval.html/feed/ True or False? Even if my credit score is good enough to get credit approval, I still need to be concerned about my FICO credit score level. True. In addition to approval, the lender can use your...<br/> <br/> [[ This is a content summary only. Visit my website for full links, other content, and more! ]] http://aboutunderstandingmycreditscore.com/applying-for-a-mortgage.html http://aboutunderstandingmycreditscore.com/applying-for-a-mortgage.html#comments Tue, 09 Jan 2007 05:12:37 +0000 PapaJoe Understanding Credit Scorecredit score ratingscredit score reportsEquifaxExperianficofico credit scoreloans credit scoreTransUnionunderstanding credit scoreunderstanding my credit scoreunderstanding your credit score http://aboutunderstandingmycreditscore.com/applying-for-a-mortgage.html http://aboutunderstandingmycreditscore.com/applying-for-a-mortgage.html/feed/ True or False? I&#039;m about ready to apply for a mortgage so I got my credit report and credit score from Experian, the credit reporting bureau. So now I have the exact same information that the...<br/> <br/> [[ This is a content summary only. Visit my website for full links, other content, and more! ]] http://aboutunderstandingmycreditscore.com/late-credit-card-payment.html http://aboutunderstandingmycreditscore.com/late-credit-card-payment.html#comments Sat, 06 Jan 2007 03:57:55 +0000 PapaJoe Understanding Credit Scorecredit score helpcredit score ratingscredit score reportsficofico credit scoreloans credit scorepersonal credit scoreunderstanding credit scoreunderstanding my credit scoreunderstanding your credit score http://aboutunderstandingmycreditscore.com/late-credit-card-payment.html http://aboutunderstandingmycreditscore.com/late-credit-card-payment.html/feed/ I missed a payment because I moved and one of my credit card bills was not forwarded. I know that the missed payment is going to have a negative impact on my credit score and there is absolutely...<br/> <br/> [[ This is a content summary only. Visit my website for full links, other content, and more! ]] http://aboutunderstandingmycreditscore.com/fico-credit-score-range.html http://aboutunderstandingmycreditscore.com/fico-credit-score-range.html#comments Fri, 05 Jan 2007 04:39:44 +0000 PapaJoe Understanding Credit Scorecredit score helpcredit score ratingscredit score reportsfico credit scoregood credit score rangeloans credit scorepersonal credit scoreunderstanding credit scoreunderstanding my credit scoreunderstanding your credit scorewhat is a good credit score http://aboutunderstandingmycreditscore.com/fico-credit-score-range.html http://aboutunderstandingmycreditscore.com/fico-credit-score-range.html/feed/ True or False? My credit score is 650 so I should be approved if I apply for credit? True. The range for FICO credit scores is 300 to 850. The average FICO score nationwide is 677. At 650, you...<br/> <br/> [[ This is a content summary only. Visit my website for full links, other content, and more! ]] http://aboutunderstandingmycreditscore.com/credit-report-errors.html http://aboutunderstandingmycreditscore.com/credit-report-errors.html#comments Thu, 04 Jan 2007 04:44:04 +0000 PapaJoe Understanding Credit Scorecredit score helpcredit score reportsfico credit scorepersonal credit scoreunderstanding credit scoreunderstanding my credit scoreunderstanding your credit score http://aboutunderstandingmycreditscore.com/credit-report-errors.html http://aboutunderstandingmycreditscore.com/credit-report-errors.html/feed/ True or False? Even though I pay my bills on time, I still have to check my credit report at least once a year? True. Errors on the credit report, especially errors indicating late payments or ...<br/> <br/> [[ This is a content summary only. Visit my website for full links, other content, and more! ]] http://aboutunderstandingmycreditscore.com/credit-counseling-2.html http://aboutunderstandingmycreditscore.com/credit-counseling-2.html#comments Wed, 03 Jan 2007 04:53:57 +0000 PapaJoe Understanding Credit Scorecredit score helpcredit score ratingscredit score reportsfico credit scoreloans credit scorepersonal credit scoreunderstanding credit scoreunderstanding my credit scoreunderstanding your credit scorewhat is a good credit scorewhat is my credit score http://aboutunderstandingmycreditscore.com/credit-counseling-2.html http://aboutunderstandingmycreditscore.com/credit-counseling-2.html/feed/ True or False? Getting a credit counseling service to help you out of your financial problems will have NO impact on your credit score? True. Most credit counseling services are part of some...<br/> <br/> [[ This is a content summary only. Visit my website for full links, other content, and more! ]] http://aboutunderstandingmycreditscore.com/soft-credit-score-inquiries.html http://aboutunderstandingmycreditscore.com/soft-credit-score-inquiries.html#comments Mon, 18 Dec 2006 05:46:58 +0000 PapaJoe Understanding Credit Scorecredit score helpcredit score ratingscredit score reportsfico credit scoregood credit score rangeloans credit scorepersonal credit scoreunderstanding credit scoreunderstanding my credit scoreunderstanding your credit score http://aboutunderstandingmycreditscore.com/soft-credit-score-inquiries.html http://aboutunderstandingmycreditscore.com/soft-credit-score-inquiries.html/feed/ True or False? You have no business relationship with this credit institution, but ABC Bank can pull your credit report without your approval? True. Credit institutions can pull your credit report...<br/> <br/> [[ This is a content summary only. Visit my website for full links, other content, and more! ]] http://aboutunderstandingmycreditscore.com/will-paying-off-your-debt-raise-your-credit-score.html http://aboutunderstandingmycreditscore.com/will-paying-off-your-debt-raise-your-credit-score.html#comments Sat, 16 Dec 2006 05:32:18 +0000 PapaJoe Understanding Credit Scorecredit score helpcredit score ratingscredit score reportsfico credit scoregood credit score rangeloans credit scorepersonal credit scoreunderstanding credit scoreunderstanding my credit scoreunderstanding your credit score http://aboutunderstandingmycreditscore.com/will-paying-off-your-debt-raise-your-credit-score.html http://aboutunderstandingmycreditscore.com/will-paying-off-your-debt-raise-your-credit-score.html/feed/ While perusing the internet I ran across a true and false quiz regarding credit scores. As strange as it may sound, I found taking the quiz to be fun. So let&#039;s have some fun. True or...<br/> <br/> [[ This is a content summary only. Visit my website for full links, other content, and more! ]] http://aboutunderstandingmycreditscore.com/plan-to-fix-credit-score.html http://aboutunderstandingmycreditscore.com/plan-to-fix-credit-score.html#comments Tue, 12 Dec 2006 05:47:39 +0000 PapaJoe Understanding Credit Scorecredit score helpcredit score ratingscredit score reportsfico credit scoregood credit score rangeloans credit scorepersonal credit scoreunderstanding credit scoreunderstanding my credit scoreunderstanding your credit score http://aboutunderstandingmycreditscore.com/plan-to-fix-credit-score.html http://aboutunderstandingmycreditscore.com/plan-to-fix-credit-score.html/feed/ Recently I was approached and asked to help design a plan to help fix this person&#039;s credit score. He told me his credit score recently dropped from the mid-700&#039;s to under 600. The...<br/> <br/> [[ This is a content summary only. Visit my website for full links, other content, and more! ]] http://aboutunderstandingmycreditscore.com/helco-and-your-credit-score.html http://aboutunderstandingmycreditscore.com/helco-and-your-credit-score.html#comments Sat, 09 Dec 2006 04:20:38 +0000 PapaJoe Understanding Credit Scorecredit score helpcredit score ratingscredit score reportsfico credit scoreloans credit scorepersonal credit scoreunderstanding credit scoreunderstanding my credit scoreunderstanding your credit score http://aboutunderstandingmycreditscore.com/helco-and-your-credit-score.html http://aboutunderstandingmycreditscore.com/helco-and-your-credit-score.html/feed/ The question we&#039;re looking at today is, &#034;Is it a good thing for my credit report to consolidate my credit cards with a HELCO?&#034; The answer, which seems to be a common answer when it...<br/> <br/> [[ This is a content summary only. Visit my website for full links, other content, and more! ]] http://aboutunderstandingmycreditscore.com/financial-trouble.html http://aboutunderstandingmycreditscore.com/financial-trouble.html#comments Fri, 08 Dec 2006 04:44:06 +0000 PapaJoe Understanding Credit Scorecredit score helpcredit score ratingscredit score reportsfico credit scoregood credit score rangeloans credit scorepersonal credit scoreunderstanding credit scoreunderstanding my credit scoreunderstanding your credit score http://aboutunderstandingmycreditscore.com/financial-trouble.html http://aboutunderstandingmycreditscore.com/financial-trouble.html/feed/ If you currently are or have ever been in financial trouble and are trying to regroup, it may seem like an insurmountable task. However, if you have a plan with some direction, it may help. If...<br/> <br/> [[ This is a content summary only. Visit my website for full links, other content, and more! ]] http://aboutunderstandingmycreditscore.com/whats-in-your-credit-report-2.html http://aboutunderstandingmycreditscore.com/whats-in-your-credit-report-2.html#comments Wed, 06 Dec 2006 05:22:20 +0000 PapaJoe Understanding Credit Scorecredit score helpcredit score ratingscredit score reportsfico credit scoregood credit score rangeloans credit scorepersonal credit scoreunderstanding credit scoreunderstanding my credit scoreunderstanding your credit scorewhat is my credit score http://aboutunderstandingmycreditscore.com/whats-in-your-credit-report-2.html http://aboutunderstandingmycreditscore.com/whats-in-your-credit-report-2.html/feed/ Recently a former employee stopped by to say, &#034;hello&#034;. He worked for me while putting himself through college. He graduated in June and got a job teaching. When he asked what I was up...<br/> <br/> [[ This is a content summary only. Visit my website for full links, other content, and more! ]] http://aboutunderstandingmycreditscore.com/fico-credit-score-myths.html http://aboutunderstandingmycreditscore.com/fico-credit-score-myths.html#comments Fri, 01 Dec 2006 04:39:48 +0000 PapaJoe Credit Score ArticlesCredit Score Articlescredit score helpcredit score ratingsfico credit scoregood credit score rangeloans credit scorepersonal credit scoreunderstanding credit scoreunderstanding my credit scoreunderstanding your credit scorewhat is a good credit scorewhat is my credit score http://aboutunderstandingmycreditscore.com/fico-credit-score-myths.html http://aboutunderstandingmycreditscore.com/fico-credit-score-myths.html/feed/ I think the biggest myth that the general population has about credit scores is that it&#039;s based on a set formula. That once you understand that formula, you will be able to manage your score,...<br/> <br/> [[ This is a content summary only. Visit my website for full links, other content, and more! ]]