Understanding Credit Score - Credit Counseling
True or False?
Getting a credit counseling service to help you out of your financial problems will have NO impact on your credit score?
True.
Most credit counseling services are part of some non-profit organization. They offer an assessment of your situation, tools and education to manage your finances, i.e. budgets, and they help you design a plan to follow to fix your credit score.
They do not contact your creditors or the credit reporting bureaus as your representative. Because of this, no one knows that you’re working with a credit counselor. And therefore, it does not affect your credit score.
Remember, if you’re not working the system, it’s working you.
PapaJoe
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